Do you often find yourself spending money on something you didn’t plan to buy? Here are some smart tips to help you avoid impulse buying when you’re out at the shops:
- Only take as much cash as you need
- Always make a shopping list to follow
- Leave any debit cards or credit cards at home
- Shop with a ‘buying buddy’ who will help to keep you on track
- Stick to a monthly budget, and include some monthly savings for ‘fun’ spending
- If there is something you really want to buy, give yourself a 1-2 day waiting period first, to make sure you still want it and think about whether you’ll use it
- Try a ‘no-spend challenge’ to see how long you can go only paying for essentials
Follow these tips and your wallet will thank you!