Eeek! Janu-worry is upon us! Wondering how to stretch your money until your next payday? Here are some suggested budgeting tips you could use:

  • Pack lunch every day. Takeaways and lunches from the canteen and or shops can get expensive!
  • Keep an eye out for discounts and use the points on your loyalty cards.
  • Avoid buying on credit. It will only create more stress in the months to come. Stick to what you can afford with the money you’ve got.
  • Get creative with entertainment. Instead of restaurants and movies, have family games night or go for a hike.
  • Plan meals ahead so that you can buy in bulk and shop for cheaper ingredients.
  • If you can’t afford to socialize make good use of the time at home. Do a spring clean or start exercising.