Avoid overspending and accumulating unwanted debt this holiday season by avoiding those marketing ploys designed to encourage unnecessary spending.
- Sales: Don’t buy something you don’t need, just because it is a “bargain”.
- Buy now, pay later schemes: This will just increase your debt. If you can’t afford it, don’t buy it.
- Sweet aisles at the shop tills: Eat before you shop so you won’t be tempted to splurge on treats.