The New Year is the perfect time to start putting better financial habits in place, to improve your family’s financial well being. Start by setting a household budget in January, and sticking to it. This will give you more control over your finances, and allow you to make better decisions about how you spend and save. Best of all, once the festive season rolls around again, you’ll have extra money available to spend on gifts and goodies, thanks to your smart budgeting habits!
