Our relationship with money is like our fingerprints – unique. It is dependent on many factors and impacts our lives daily. For some, money matters can be confusing! For others, finances are the main source of stress in today’s tough economic times. Whatever your financial situation is, our financial coaches are available to provide independent financial counselling and recommendations on matters such as budgets, financial literacy, and credit restructuring.
Referral for debt counselling is also available. If you feel you are over-indebted, our financial coaches will assess your financial situation as well as discuss the advantages and disadvantages of debt counselling with you. If it is found that you are over-indebted and qualify for debt counselling, you will be referred into our network of debt counsellors who are accredited by the South African National Credit Regulator (NCR). The process involves restructuring your debt and distributing the available funds among your creditors.
When money worry becomes your default setting
Rising costs, stagnant salaries, and a debt load that barely shifts. For many people, financial pressure has become the background noise of daily life — petrol rationed, groceries carefully calculated, [...]
Your future is watching what you do right now
You could be flashing past in a BMW today — or quietly building towards the paid-off home, the freedom to travel, and the kind of life that feels effortless at [...]
When money guilt creeps in
That sinking feeling after overspending is more common than most people admit. The credit card swipe you regret, the impulse buy you justified in-the-moment, the budget that [...]
Relationship Status: You + Money = It’s Complicated
If money were a person, your relationship status would probably be it’s complicated. Most of us think we know what we are like with money — sensible, careless, relaxed, stressed [...]
7 Steps to getting back on track financially
The festive season can easily turn into a financial free-for-all. Between gifts, gatherings, travel, and unexpected extras, it’s not uncommon to start the new year feeling anxious about your bank [...]
Avoid Janu-worry
The festive season often brings joy, connection and celebration – but it can also leave many people starting the new year with empty wallets and rising stress. Janu-worry is real, [...]
Saving made simple (and fun) for the whole family
Saving money doesn’t have to be a chore — it can be a fun, motivating way to bring your family together and build better financial habits. [...]
Tips for becoming Debt-free
Debt has a way of creeping up on you. One minute it’s just a small account here or a swipe there – and suddenly, it’s a mountain that feels impossible [...]
Small changes today can build big rewards tomorrow
We all have those daily treats that make life a bit sweeter – a takeaway coffee, a streaming subscription, the occasional lunch delivery. They seem affordable at the time, but [...]
Are You Still on Track Financially?
Life moves fast. One minute, you’re setting ambitious financial goals—saving for a dream holiday, paying off debt, or building wealth—and the next, you’re wondering where your money went. It happens [...]
Set Yourself Up for Financial Success
When it comes to money, many of us dream of feeling financially secure, free of debt, and ready to take on whatever life throws our way. While these goals may [...]
Is it Time for a Financial Detox?
The festive season brings joy, family gatherings, and memories—but it can also leave your bank account looking a little worse for wear. As the decorations come down and the [...]