{"id":8606,"date":"2020-11-30T18:03:58","date_gmt":"2020-11-30T18:03:58","guid":{"rendered":"https:\/\/yourlifeassist.co.za\/sunint\/?p=8606"},"modified":"2020-11-30T18:04:29","modified_gmt":"2020-11-30T18:04:29","slug":"dont-overspend-this-december","status":"publish","type":"post","link":"https:\/\/yourlifeassist.co.za\/sunint\/dont-overspend-this-december\/","title":{"rendered":"DON\u2019T OVERSPEND THIS DECEMBER"},"content":{"rendered":"<p>Finally! Phew, if ever there was a long year, this was it. Whether you\u2019re working through December or taking some well-earned time off over the festive period, be careful with your spending, otherwise, you\u2019ll be left with a financial hangover in January, and we all know that hangovers are no fun. Use these tips to avoid overspending this festive season so that January doesn\u2019t turn into<br \/>\nJanu-worry:<\/p>\n<ul>\n<li>Make a budget and stick to it. It\u2019s okay to include special treats and luxuries if you want to but don\u2019t go overboard.<\/li>\n<li>When you do your festive season shopping make a list and \u2013 you guessed it \u2013 stick to it Really think about every purchase you make.<\/li>\n<li>Get creative with entertainment. A boerie roll at the park can be just as much fun as an expensive meal and drinks at a restaurant. Think outside the box. A movie night with popcorn and ice-cream at home, a picnic in the garden, homemade burgers instead of steak and chops on the braai. You get the idea.<\/li>\n<li>As soon as you get your salary set some money aside for January. It\u2019s an expensive month so planning ahead for it is beneficial and will stop you from splurging the money just because it\u2019s in your bank account.<\/li>\n<li>Don\u2019t spend money that you don\u2019t have. Avoid buying on credit and don\u2019t take out extra credit to get you through the month. You\u2019ll probably regret it. And loan sharks are a big NO NO!<\/li>\n<li>Discuss your financial plan for December with your family so that everyone\u2019s expectations are aligned. That way there won\u2019t be disappointment when you can\u2019t fork out money constantly.<\/li>\n<\/ul>\n<p>To speak to a financial coach or for help with debt management, contact LifeAssist at 0860 111\u00a0322.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finally! Phew, if ever there was a long year, this  [&#8230;]<\/p>\n","protected":false},"author":2,"featured_media":8607,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[220,38],"tags":[],"class_list":["post-8606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2020-december-articles","category-your-future-financial"],"_links":{"self":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts\/8606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/comments?post=8606"}],"version-history":[{"count":0,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts\/8606\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/media\/8607"}],"wp:attachment":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/media?parent=8606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/categories?post=8606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/tags?post=8606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}