{"id":33035,"date":"2022-08-29T11:53:13","date_gmt":"2022-08-29T11:53:13","guid":{"rendered":"https:\/\/yourlifeassist.co.za\/sunint\/start-saving-for-the-holidays-and-january-commitments\/"},"modified":"2022-08-29T11:53:13","modified_gmt":"2022-08-29T11:53:13","slug":"start-saving-for-the-holidays-and-january-commitments","status":"publish","type":"post","link":"https:\/\/yourlifeassist.co.za\/sunint\/start-saving-for-the-holidays-and-january-commitments\/","title":{"rendered":"Start saving for the holidays and January commitments"},"content":{"rendered":"<p>Saving money in advance for the festive season and making sure you can meet your holiday and January commitments is good for your finances and your wellbeing. Imagine being able to relax during the December holidays without worrying about how to pay the school fees in January. Now is a good time to start saving.<\/p>\n<p><strong>Create a vision board <\/strong><\/p>\n<p>Paste pictures onto a large sheet of paper of whatever you want to save for, e.g. a dream family getaway. Place your vision board in a place where you can see it every day and be inspired.<\/p>\n<p><strong>Review expenses<\/strong><\/p>\n<p>Create a list of all your expenses to see what you can save. No spare cash at the end of the month? Here are some tips.<\/p>\n<ul>\n<li>Switch off your geyser during the day to save on electricity<\/li>\n<li>Take leftover home-cooked meals to work instead of buying fast-food<\/li>\n<li>Reduce travel expenses by sharing a lift to work, or walking to the shops<\/li>\n<li>Put your spare change in a jar instead of buying sweet treats<\/li>\n<li>Borrow a smart outfit for a special function instead of buying one<\/li>\n<li>Be a savvy shopper; compare brands and products, and watch out for seasonal sales and discounts.<\/li>\n<li>Ask your family and friends to give you more ideas.<\/li>\n<\/ul>\n<p><strong>Open a 30-day call account<\/strong><\/p>\n<p>Open a 30-day call account to earn extra interest on your savings. Decide how much to save each month, but be realistic. It\u2019s better to commit to a small, manageable sum. You can always add to it later; every little bit helps. The trick is not to touch the money you\u2019ve set aside.<\/p>\n<p><strong>Establish an automatic debit order<\/strong><\/p>\n<p>Create a debit order for your savings on the 1<sup>st<\/sup> of each month. This way part of your income automatically goes directly to your 30-day call account without you having to think about it.<\/p>\n<p><strong>Chart your progress<\/strong><\/p>\n<p>Make it visual and track your progress with a chart which you can put on the fridge. You could even start a competition with a friend who can save the most.<\/p>\n<p><strong>Call to action:<\/strong><\/p>\n<p>Connect with a LifeAssist financial coach to support you on your journey to financial wellness.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saving money in advance for the festive season and making  [&#8230;]<\/p>\n","protected":false},"author":2,"featured_media":33036,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[273,38],"tags":[],"class_list":["post-33035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2022-sept-articles","category-your-future-financial"],"_links":{"self":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts\/33035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/comments?post=33035"}],"version-history":[{"count":0,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/posts\/33035\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/media\/33036"}],"wp:attachment":[{"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/media?parent=33035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/categories?post=33035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourlifeassist.co.za\/sunint\/wp-json\/wp\/v2\/tags?post=33035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}