{"id":4549,"date":"2017-10-09T12:55:58","date_gmt":"2017-10-09T12:55:58","guid":{"rendered":"http:\/\/yourlifeassist.co.za\/sizani\/?page_id=4549"},"modified":"2017-10-10T10:58:14","modified_gmt":"2017-10-10T10:58:14","slug":"october-newsletter","status":"publish","type":"page","link":"https:\/\/yourlifeassist.co.za\/sizani\/october-newsletter\/","title":{"rendered":"October Newsletter"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top:30px;--awb-margin-bottom:5px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><h1>October Newsletter<\/h1><\/h1><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-blog-shortcode fusion-blog-shortcode-1 fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-blog-no\"><style type=\"text\/css\">.fusion-blog-shortcode-1 .fusion-blog-layout-grid .fusion-post-grid{padding:0px;}.fusion-blog-shortcode-1 .fusion-posts-container{margin-left: -0px !important; margin-right:-0px !important;}<\/style><div class=\"fusion-posts-container fusion-posts-container-no fusion-no-meta-info fusion-blog-layout-grid fusion-blog-layout-grid-1 isotope\" data-pages=\"1\" data-grid-col-space=\"0.0\" style=\"margin: -0px -0px 0;min-height:500px;\"><article id=\"blog-1-post-11163\" class=\"fusion-post-grid post-11163 post type-post status-publish format-standard has-post-thumbnail hentry category-2017-october-newsletter category-your-future-financial\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/yourlifeassist.co.za\/sizani\/what-is-financial-wellness\/\" aria-label=\"What is Financial Wellness?\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"735\" height=\"411\" src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings.jpg\" class=\"attachment-full size-full lazyload wp-post-image\" alt=\"\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27735%27%20height%3D%27411%27%20viewBox%3D%270%200%20735%20411%27%3E%3Crect%20width%3D%27735%27%20height%3D%27411%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings.jpg\" data-srcset=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings-200x112.jpg 200w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings-400x224.jpg 400w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings-600x336.jpg 600w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/savings.jpg 735w\" data-sizes=\"auto\" \/>\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\">What is Financial Wellness?<\/h2><div class=\"fusion-post-content-container\"><p>People have different opinions on what financial wellness is, but one thing stands out:<\/p>\n<blockquote><p>without financial wellness, your life takes a downturn and impacts your whole state of being.<\/p><\/blockquote>\n<p>There is no single definition for financial wellness but it has been described as &#8220;an intricate balance of the mental, spiritual and physical aspects of money&#8221;, as &#8220;having an understanding of your financial situation and taking care of it in such a way that you are prepared for financial changes&#8221; or as &#8220;comfortable with where your money comes from and where it is going&#8221;.<\/p>\n<p>From the viewpoint of employers, financial wellness is employees&#8217; financial behaviour and outcomes that may have an influence on the business of the company, whereas from an employee perspective the focus is on health, rather than wealth. Why so? Financial problems are one of the main causes of stress among people, leading to ill health, leading to increased costs, leading to more financial stress\u2026<\/p>\n<p>When employees are asked what financial wellness means to them, the following keywords abound:<\/p>\n<ul>\n<li>Less stress.<\/li>\n<li>Debt-free.<\/li>\n<li>Financial freedom.<\/li>\n<li>Less distractions at work.<\/li>\n<\/ul>\n<p>For employees it is important to be at peace regarding their finances. They want to be comfortable that they&#8217;re living within their means and meeting their goals, and that their financial future is secure.<\/p>\n<p>When you want to achieve financial wellness, you should therefore:<\/p>\n<ul>\n<li>Understand your spending, that is, what you are spending your money on and how much you are spending. You need to understand that you must spend less than you earn so you can save to reach your financial goals.<\/li>\n<li>Plan for emergencies because without enough emergency savings all your best efforts to become financially independent can be quickly undone. It is recommended that you put the equivalent of three to five months&#8217; income into a separate account specifically for financial emergencies.<\/li>\n<li>Consult independent and trustworthy sources of information to guide you towards the right decisions regarding your money.<\/li>\n<li>Become knowledgeable regarding any financial benefits that you may be entitled to. If your company offers shares, group insurance or any other financial benefits for employees, make sure that you know how to maximise these perks to your own advantage. Talk to the HR department, finance department or your EAP if you are uncertain.<\/li>\n<li>Know where and how to invest your money. Do not put all your eggs in one basket, but be extremely vigilant of fly-by-night companies and scams that want to separate you from you\u2019re your money. Once again, consult a registered financial advisor for expert advice.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Sources:<\/strong><\/p>\n<p><em>What is &#8220;financial wellness,&#8221; and what does a lack of it mean?<\/em> Retrieved from<\/p>\n<p>https:\/\/www.fool.com\/investing\/2017\/07\/24\/what-is-financial-wellness-and-what-does-a-lack-of.aspx<\/p>\n<p><em>What is financial wellness? 5 elements of financial wellbeing<\/em>. Retrieved from http:\/\/hrpost.hellowallet.com\/retirement\/financial-wellness-5-elements-financial-wellbeing\/<\/p>\n<p><em>Dimensions of wellness: financial wellness<\/em>. Retrieved from http:\/\/definitionofwellness.com\/dimensions-of-wellness\/financial-wellness<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:22px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-blog-shortcode fusion-blog-shortcode-2 fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-blog-no\"><style type=\"text\/css\">.fusion-blog-shortcode-2 .fusion-blog-layout-grid .fusion-post-grid{padding:12.5px;}.fusion-blog-shortcode-2 .fusion-posts-container{margin-left: -12.5px !important; margin-right:-12.5px !important;}<\/style><div class=\"fusion-posts-container fusion-posts-container-no fusion-blog-layout-grid fusion-blog-layout-grid-2 isotope\" data-pages=\"1\" data-grid-col-space=\"25\" style=\"margin: -12.5px -12.5px 0;min-height:500px;\"><article id=\"blog-2-post-11481\" class=\"fusion-post-grid post-11481 post type-post status-publish format-standard has-post-thumbnail hentry category-2017-october-article category-your-future-financial category-your-wellness-mind\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/yourlifeassist.co.za\/sizani\/small-lifestyle-changes-big-savings\/\" aria-label=\"Small lifestyle changes \u2013 big savings\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy.jpg\" class=\"attachment-full size-full lazyload wp-post-image\" alt=\"\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27800%27%20height%3D%27450%27%20viewBox%3D%270%200%20800%20450%27%3E%3Crect%20width%3D%27800%27%20height%3D%27450%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy.jpg\" data-srcset=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy-200x113.jpg 200w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy-400x225.jpg 400w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy-600x338.jpg 600w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/03\/moneypiggy.jpg 800w\" data-sizes=\"auto\" \/>\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/yourlifeassist.co.za\/sizani\/small-lifestyle-changes-big-savings\/\">Small lifestyle changes \u2013 big savings<\/a><\/h2><div class=\"fusion-content-sep sep-double sep-solid\"><\/div><div class=\"fusion-post-content-container\"><p>Without even noticing, many of us have fallen into the habit of mindlessly spending money on unnecessary things, every day. Take a good look at your lifestyle and spending habits and see for yourself. Who [...]<\/p><\/div><\/div><div class=\"fusion-meta-info\"><div class=\"fusion-alignleft\"><a class=\"fusion-read-more\" href=\"https:\/\/yourlifeassist.co.za\/sizani\/small-lifestyle-changes-big-savings\/\" aria-label=\"More on Small lifestyle changes \u2013 big savings\">Read More<\/a><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-2-post-12467\" class=\"fusion-post-grid post-12467 post type-post status-publish format-standard has-post-thumbnail hentry category-2017-october-article category-occassions category-your-wellness-her-health\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/yourlifeassist.co.za\/sizani\/breast-cancer-awareness-month\/\" aria-label=\"Breast Cancer Awareness Month\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober.jpg\" class=\"attachment-full size-full lazyload wp-post-image\" alt=\"\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27800%27%20height%3D%27450%27%20viewBox%3D%270%200%20800%20450%27%3E%3Crect%20width%3D%27800%27%20height%3D%27450%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober.jpg\" data-srcset=\"https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober-200x113.jpg 200w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober-400x225.jpg 400w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober-600x338.jpg 600w, https:\/\/yourlifeassist.co.za\/sizani\/wp-content\/uploads\/sites\/53\/2021\/04\/breastcanceroctober.jpg 800w\" data-sizes=\"auto\" \/>\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/yourlifeassist.co.za\/sizani\/breast-cancer-awareness-month\/\">Breast Cancer Awareness Month<\/a><\/h2><div class=\"fusion-content-sep sep-double sep-solid\"><\/div><div class=\"fusion-post-content-container\"><p>October is Breast Cancer Awareness Month. Many women still associate breast cancer with a death sentence, but in reality early detection of the condition can lead to effective treatment and a positive prognosis. Breast cancer [...]<\/p><\/div><\/div><div class=\"fusion-meta-info\"><div class=\"fusion-alignleft\"><a class=\"fusion-read-more\" href=\"https:\/\/yourlifeassist.co.za\/sizani\/breast-cancer-awareness-month\/\" aria-label=\"More on Breast Cancer Awareness Month\">Read More<\/a><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-blog-shortcode fusion-blog-shortcode-3 fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-blog-no\"><style type=\"text\/css\">.fusion-blog-shortcode-3 .fusion-blog-layout-grid .fusion-post-grid{padding:12.5px;}.fusion-blog-shortcode-3 .fusion-posts-container{margin-left: -12.5px !important; margin-right:-12.5px !important;}<\/style><div class=\"fusion-posts-container fusion-posts-container-no fusion-no-meta-info fusion-blog-layout-grid fusion-blog-layout-grid-2 isotope\" data-pages=\"1\" data-grid-col-space=\"25\" style=\"margin: -12.5px -12.5px 0;min-height:500px;\"><article id=\"blog-3-post-12429\" class=\"fusion-post-grid post-12429 post type-post status-publish format-standard hentry category-2017-october-message category-your-future-financial\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/yourlifeassist.co.za\/sizani\/consumer-tip-10\/\">Consumer tip<\/a><\/h2><div class=\"fusion-post-content-container\"><p>Don\u2019t buy things you don\u2019t need even if they are on sale. Many of us buy things on sale thinking that a need for it will come in the near future. But more often than not, we just stock these things in our cabinets to gather dust. If you really want to save money, don\u2019t spend it on unnecessary things.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-3-post-12469\" class=\"fusion-post-grid post-12469 post type-post status-publish format-standard hentry category-2017-october-message category-your-wellness-family\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/yourlifeassist.co.za\/sizani\/caring-families-10\/\">Caring families<\/a><\/h2><div class=\"fusion-post-content-container\"><p><em>Show appreciation<\/em>.\u00a0 It is important to be aware of the efforts our family members make and express our gratitude with meaningful words and gestures. This can be done simply by saying, \u201cThank you for doing the dishes,\u201d or perhaps leaving a quick note where they can find it. It is also important to appreciate others not only for what they do, but also for who they are.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>no<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4549","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>October Newsletter - Sizani<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"October Newsletter - 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