2018 Dec Message Archives - YourLifeAssist

Consumer Tip

Festive shopping season is upon us, and everyone is hunting for the best deals. Many people fall into the “buy now, pay later” trap when shopping for gifts, putting high-cost items on their credit cards to repay at a later date. Financial institutions report a big surge in requests for extra financial help in January each year, as these buyers start feeling the effects of overspending.

Instead of buying now and paying later, set a budget and stick to it – and leave the credit cards at home when you go to the mall. Try to plan your gift purchases ahead of time, so you don’t end up with bulk expenses towards the end of the year.

Caring Families

If you’re a working parent struggling to balance your career and your family life, here are a few quick tips to help you do that:

Plan your work week carefully beforehand, to avoid unexpected overtime and late hours.
Look for job opportunities in your field that offer options for flexi-time or telecommuting.
Make a conscious decision not to take any work home with you.
Establish a routine that will help you and your family get to school and work on time – this makes it easier for you to leave work on time without any guilt.
Ask for help! This might mean dividing more responsibilities between you and your partner, or hiring a domestic worker or au pair to help around the house and give you more family time.