You just cannot figure out why at the end of almost every month you have so little money left. There must be a way to live more comfortably!

Do you find that at the end of each month you have almost no money left? Here are a few money saving tips that could help you to make this problem a thing of the past.

How you can save more money every month

    • You and your partner should discuss your financial situation and should work out a budget plan that works for both of you
    • When you have worked out a budget plan, stick to it. However, it should be reviewed regularly and adjusted as circumstances change
    • In addition to budgeting for food, rent or mortgage payments and telephone bills, etc, each spouse should have a certain amount that he or she can spend as he or she pleases
    • Shop together for groceries. This way both partners will know what things cost. Make a list of all the groceries you need and take it along. This will help you to buy what is necessary and fewer of the things you want but don’t need
    • Remember that drawing money from the ATM adds up. Every time you use an ATM a service fee is charged. Limit your visits to the ATM
    • Instead of buying food from the cafeteria at work, prepare your own healthy lunchbox
    • Limit your fuel expenses. Try to incorporate as many trips as possible into one
    • Limit your energy consumption. Switch off all electrical appliances that are not being used and use low-energy bulbs.