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How to get out of debt – tips and tools
Many people are finding it very hard to pay off their debts and live a reasonable lifestyle during the current credit crunch. It is important (and possible) for people to get out of debt before it is too late.
Process of debt counselling
Many people are not aware that they have recourse should they fall in arrears with their debt repayment or get blacklisted. Should you feel you are over-indebted, or you have received a Section 129 notice, you should contact a debt counsellor without delay.
Money issues in couple relationships
Money is the issue that couples argue about the most. Around 90% of all divorces result from money troubles. Money can be a minefield for couples to negotiate.
Strategies for wise borrowing
All of us need to borrow money at some point during our lives, be it from a friend, a family member or a credit provider. Borrowing money enables us to pay for things that we otherwise would not be able to afford, for example a house or a car. It is, however, very important to have a strategy when it comes to borrowing, and not get caught in a debt trap that will take many years to undo and will cost a lot of money.
Top tips to save you time and money
Increased economic pressure, coupled with our heightened awareness of the importance of a good diet for good health, may cause meal preparation to be a headache for those charged with the task! Finding the time and financial resources to always prepare delicious, nutritious meals, is not easy.
