Many people are not aware that they have recourse should they fall in arrears with their debt repayment or get blacklisted. Should you feel you are over-indebted, or you have received a Section 129 notice, you should contact a debt counsellor without delay.
All of us need to borrow money at some point during our lives, be it from a friend, a family member or a credit provider. Borrowing money enables us to pay for things that we otherwise would not be able to afford, for example a house or a car. It is, however, very important to have a strategy when it comes to borrowing, and not get caught in a debt trap that will take many years to undo and will cost a lot of money.
Increased economic pressure, coupled with our heightened awareness of the importance of a good diet for good health, may cause meal preparation to be a headache for those charged with the task! Finding the time and financial resources to always prepare delicious, nutritious meals, is not easy.