"We must use time wisely and forever realize that the time is always ripe to do right"
Nelson Mandela

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    If you're in the process to stop smoking, get your e-cigarettes from a pharmacy. The Medicines Control Council says that the product is subject to medical scheduling and can only be sold at pharmacies.

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Prevent money problems in marriage

Money is said to be the root of all evil. Before people decide to get married, they should address the issue of money very openly – how it will be managed, saved and spent. This approach can prevent many problems after the wedding.

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Make your salary increase work for you!

A salary increase is normally a reward in recognition of meeting the expectations of your employer through hard work and extra effort. Many people use this additional income to reward themselves accordingly.

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Trim your budget

In these rough financial times, with so many people struggling to make ends meet, or getting deeper into debt, it is more important than ever to find way to reduce your budget ... and your stress levels. Here are five easy tips that can help you manage your spending and trim your budget.

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Personal financial management for women

A woman's financial planning is as important as that of a man, even when she is married. Also, she doesn't have to earn a lot of money before taking control of her financial position.

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Money-saving tips

You just cannot figure out why at the end of almost every month you have so little money left. There must be a way to live more comfortably!

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